Engaged minds

You got to read and experience his inspiring life!! Successful against all odds, rebounded from crisis, star yet humble and respectful to all class of society.... http://en.wikipedia.org/wiki/Amitabh_Bachchan http://srbachchan.tumblr.com/

I had a rare moment of sharing a platform with Sachin Tendulakar at an bank event. I am impressed by Sachin's simplicity, humility and kindness! Kudos to Sachin! I believe the first test of a truly great man is in his humility.  John Ruskin Humility is the solid foundation of all virtues. Confucius Humility is not thinking less of yourself, it's thinking of yourself less.  C. S. Lewis I claim to be a simple individual liable to err like any other fellow mortal. I own, however, that I have humility enough to confess my errors and to retrace my steps.  Mahatma Gandhi

Crisis and change have become common phenomena which unsettles the individual and family. Every few years an uncontrollable economic or a financial crisis emerges; personal crisis have also become common.   Crisis management and change has become part and parcel of our daily lives; crisis impacts the physical, general, emotional and spiritual aspects of our life.   Results cannot be achieved overnight as crisis tends to last longer and cannot be cut short. We all got to evolve to be the lucky ones ... Few tips to manage crisis and the change: -First, be prepared to accept change and crisis with an open mind. Change and crisis is a constant feature of our life; they take time and nothing remains as it used to be in the past. -Be aware of our self, environment and the trends that may impact us.  Danger always lurks around. -We have got to be the change as governments and corporate cannot be relied upon always as they too have their own limitations. Don’t rel...

Enterprise   /  Cover Stories MAGAZINE | OCT 26, 2013 —Siraj Chaudhry, chairman, Cargill India "Our strategy has really been about building access before assets. Building assets here also means buying access" CARGILL INDIA Kneading A Growth Story Even as its institutional business brings in bread and butter, Cargill India is enlarging its consumer business to get its fair share of jam RAJESH PADMASHALI Siraj Chaudhry was on his honeymoon in Pachmarhi, Madhya Pradesh, in November 1992 when the 25-year-old came across a day-old newspaper in the hotel lobby. The ITC executive glanced through it, saw an ad for a commercial manager of a proposed citric acid plant in Uttar Pradesh and told his new bride, “That’s the next company I am going to work for.” The company was Cargill, the-then 127-year-old agribusiness giant Chaudhry had heard much about and been impressed by. She wasn’t as enthusiastic — ITC had a stellar reputation while the Ameri...

While living and working in Singapore , I could borrow my funds from PF account for housing loans, family medical policies, and education for self and children. The borrowing from my PF account did not involve an additional financial outlay from my salary for housing loan down payments and installments. The disposal income allowed me to pay for my college and retrain myself, spend on qualitative benefits for my family and live a decent and fun filled life as I experienced financial security and happiness. I wonder why this is not possible to borrow from PF account in India for purchasing a home. I stumbled upon this situation while initiating plans for buying home in India;  it was indeed very sad to notice that on one hand my PF funds were idling with interest rate of 9.5%pa and that I was forced to borrow loans from banks for payment for a home at 11%pa. I wonder how many of my friends, family members and the general population would have had to endure such pain. In m...

Global Trade: The future of global trade, Experts views on ET Now View full story at http://www.youtube.com/watch?v=_0DBpRzADH8&list=FL2q8XD3I1_hF0ZBZyqiWExw&index=1

Invest in Yourself Gopul Shah, AXP-3 , on a person's most important asset. Invest in Yourself “When I started the Executive MBA program, Asia was emerging from an economic crisis,” says  Gopul Shah, AXP-3 . “I had skills, knowledge, and experience but I was not at a branded corporation, and I knew that if I wanted further education, I was going to have to fund it myself.” Fortunately, Shah says, he had the support of his wife and young family. “In difficult economic times, all asset valuations look cheap and attractive, and there are many things you can buy - a house, bonds, and so on. But my wife and I decided we would invest in ourselves because the intangibles would last longer than some other asset.” Shah started the Executive MBA in 2002 in Singapore, and six months into the program, he happened to meet a headhunter for one of the largest, privately held multinational corporations in the world. “We had a chat, and a relationship began,” he says. Shortly...

Treasury Verdict:   http://www.eurofinance.com/sites/default/files/TreasuryVerdict_India_2012.pdf

Indian companies will have to build future models that are orchestrated for high performance where the multi-polar world and technology meets.  Companies adopt single or multiple strategies each of which are handled by a separate vertical viz. Go to market, Go for technology and assets, Go for talent, Go for infrastructure, Go to partner, Go for funding, Go to mitigate risks.    Companies also build world standard execution capability; strategy do not succeed without execution; execution delivers customer value and brings sustainable profits. Most companies drive its growth to leverage on infrastructure, capacities and technologies. As scale is achieved companies partner for innovation, technology, customer acquisition, and diversification of Emerging market risks.  Sourcing of capital equipments coupled with long term financing and sourcing investments from international markets helps deepen financial pockets. Companies also setup global hubs and office...